The Stonecrest Difference
Founded in 1986, Stonecrest Financial is a private money lender located in San Jose, California.
They provide short-term bridge loans to real estate investors across California.
Unlike traditional bank loans, we focus more on the underlying value of the asset and the borrower's exit strategy rather than the borrower's credit score and income.
Since inception, they have underwritten over $1 billion in loans for both commercial and residential real estate.
They are direct private money lenders with no middlemen involved, ensuring you get a great interest rate with low fees.
Closing can be done in as quickly as 1 week.
Enjoy the advantage of an all-cash buyer when negotiating and purchasing real estate.
| Loan Program | |
|---|---|
| Loan Type | Bridge |
| Property Types |
|---|
| Residential, Commercial |
| Loan Economics | |
|---|---|
| Loan Amount | $250k to $500k |
| Loan Term | 6 to 11 months |
| Interest Rate | 10.49% to 13% |
| LTV | 65% |
| Payment Structures | Interest-Only, Interest Reserve |
| Payment Options | No Monthly Payments Required |
| Loan Profile | |
|---|---|
| Second Position Loans Allowed | yes |
| Property Profile |
|---|
| Borrower Profile | |
|---|---|
| Credit Check Required | yes |
| Personal Guarantee Required | sometimes |