Private Money Loans for Every Scenario
Residential First Capital has been funding loans in the private money space since 1986. The company has built a strong team of honest, ethical, and hardworking professionals dedicated to delivering reliable financing solutions.
Residential First Capital offers a wide range of private and institutional loan products, with a consistent focus on securing the best possible financing package for each borrower’s unique needs. The firm prides itself on its integrity, deep industry knowledge, and long-standing relationships with trusted affiliates.
Known for its ability to structure creative solutions, Residential First Capital always places the borrower’s interests first in every transaction. When a solution is not the right fit, the team makes every effort to refer clients to a partner who can help.
The company is highly responsive and looks forward to working with borrowers to find the right solution for their financing needs.
Temporary, short-term funding solutions for property purchases, renovations, or refinances. This loan is ideal for investors looking to close deals quickly while waiting for long-term financing.
| Loan Program | |
|---|---|
| Loan Type | Bridge |
| Property Types |
|---|
| Residential, Small Multifamily, Condos, Townhomes |
| Loan Economics | |
|---|---|
| Loan Amount | $25k to $3m |
| Loan Term | 6 to 60 months |
| Interest Rate | 7.50% to 11% |
| LTV | 65% |
| Payment Structures | |
| Loan Profile | |
|---|---|
| Second Position Loans Allowed | yes |
| Appraisal Required | yes |
| BPO Allowed | sometimes |
| Prepayment Penalties | sometimes |
| Property Profile | |
|---|---|
| Owner-Occupied Properties Allowed | sometimes |
| Borrower Profile | |
|---|---|
| Foreign Nationals Allowed | yes |
| Credit Check Required | yes |
| Min Fico Score | 400 |
| Personal Guarantee Required | yes |