Noble Mortgage

Houston, TX

NMLS 316081, NMLS 292143

Our Take

They focus on both short‑term hard money and longer conventional loan options, often closing loans in as little as 5 to 7 business days with flexible terms and minimal credit emphasis. Noble funds residential and commercial purchases, refinances, cash‑outs, and rehab‑to‑perm (“BRRRR”) loans, and places priority on transparent, seamless service for investors who may not qualify for traditional bank financing.

Funds

Houston, Austin, San Antonio, and the Dallas–Fort Worth Metro Area
Interest-Only & 20-Year Amortizations
All 1 to 4 Unit Properties Considered
Rehabs, Cash-Outs, Purchases, Refinances & New Construction
Fix to Rent Loans

Does Not Fund

Home Equity Loans
Owner‑Occupied Properties
Non‑Real Estate Financing

Loan Programs

Residential Hard Money Fix & Flip Loans

Best for investors who are buying distressed properties in need of repairs or need a quick cash-out on an investment property.

100%

LTC

9.50%

Interest

$50k to $1.5m

Amounts

6 to 60 months

Term

Loan Guidelines

Funded in 7 to 10 days
3 to 4 origination points

Eligible Property Types

Residential, Small Multifamily, Townhomes

Key Requirements

Property must be a 1–4 unit residential investment property
Must be in one of: Houston, Dallas‑Fort Worth, Austin, or San Antonio
Exit Strategy Determines Requirements

See all loan specs

Loan Program
Loan Type	Fix & Flip

Property Types
Residential, Small Multifamily, Townhomes

Loan Economics
Loan Amount	$50k to $1.5m
Loan Term	6 to 60 months
Origination Fee	3 to 4 points
Interest Rate	9.50%
Loan-to-Cost (Max)	100%
Payment Structures	Interest-Only

Loan Profile
Second Position Loans Allowed	no

Property Profile
Owner-Occupied Properties Allowed	no

Borrower Profile
First-Time Investors Allowed	yes
Credit Check Required	no
Min Fico Score	400
Personal Guarantee Required	yes

About Noble Mortgage

Since 2003, Noble Mortgage & Investments has been a direct private money lender for commercial and residential real estate across major Texas cities.

The company specializes in the Houston, Dallas, San Antonio, and Austin markets, offering fast, flexible financing tailored to real estate investors' needs.

By lending its own capital, Noble Mortgage & Investments can make quick decisions and provide timely, competitive funding, enabling investors to capitalize on opportunities and secure financing in as little as five days.