Loan Financing & Real Estate Funding in California
With over $10B in nationwide funding completed since its founding in 1992, Fidelity Bancorp Funding is committed to delivering high-level service and flexible financing solutions within the private lending space.
Based in Orange County, California, the firm specializes in residential properties with 2 to 4 units, multifamily properties with 5+ units, and complex transactions including 1031 exchanges, cross-collateralized loans, layered ownership entities, and financing for borrowers with challenged credit profiles.
To date, more than 10,000 borrowers have relied on Fidelity Bancorp Funding to support and scale their real estate investment strategies.
Great for borrowers needing longer bridge financing or large amounts of capital.
| Loan Program | |
|---|---|
| Loan Type | Bridge |
| Property Types |
|---|
| Office, Small Multifamily, Industrial, Retail, Non-owner Occupied SFR |
| Loan Economics | |
|---|---|
| Loan Amount | $500k to $20m |
| Loan Term | 1 to 24 months |
| Interest Rate | 9.25% |
| LTV | 75% |
| Payment Structures | Interest-Only |
| Loan Profile | |
|---|---|
| Second Position Loans Allowed | no |
| Prepayment Penalties | no |
| Property Profile | |
|---|---|
| Owner-Occupied Properties Allowed | no |
| Borrower Profile | |
|---|---|
| Foreign Nationals Allowed | yes |
| Credit Check Required | yes |
| Min Fico Score | 598 |
Fidelity Bancorp Funding (“FBF”), a leading private credit platform specializing in real estate bridge lending, announced it has secured an incremental investment commitment of $300 million from TCW, a leading investment firm managing over $200 billion of assets under management.