Hard Money Bridge Loan Lender - Avatar Financial Group
Avatar Financial Group, LLC is a direct commercial bridge lender providing nationwide financing, excluding Nevada. Headquartered in Seattle, Washington, the firm has been active in the private lending space since 2003 and focuses on delivering reliable, execution-driven capital for time-sensitive transactions.
Avatar specializes in bridge loans ranging from $1M to $100M and works directly with borrowers rather than operating as a broker. Typical closings occur within 2 to 3 weeks, depending on deal complexity and due diligence.
The lender finances a broad range of property types, including commercial, industrial, multifamily, retail, hotel, office, and residential properties with 1 to 4 units.
Best for large commercial acquisitions or refinances requiring fast execution on stabilized or value-add assets nationwide.
| Loan Program | |
|---|---|
| Loan Type | Bridge |
| Property Types |
|---|
| Small Multifamily, Office, Industrial, Retail, Self Storage, Hospitality, |
| Loan Economics | |
|---|---|
| Loan Amount | $1m to $100m |
| Loan Term | 0 to 24 months |
| Interest Rate | 10.99% to 13% |
| LTV | 70% |
| Payment Structures | Interest-Only, Amortized, Interest Reserve |
| Loan Profile | |
|---|---|
| Second Position Loans Allowed | no |
| Cross-Collateralization Allowed | sometimes |
| Appraisal Required | sometimes |
| BPO Allowed | sometimes |
| Prepayment Penalties | no |
| Property Profile | |
|---|---|
| Owner-Occupied Properties Allowed | no |
| Borrower Profile | |
|---|---|
| Credit Check Required | yes |
| Min Fico Score | 650 |
| Foreign Nationals Allowed | yes |
| Personal Guarantee Required | typically |
Avatar Financial Group LLC has funded a $ 4.37 million bridge loan secured by two income-producing RV parks located in Coos Bay and Boardman, Oregon.