Looking for hard money lenders in Texas? This page highlights direct lenders providing fast, asset-based financing solutions for investment properties across Texas.
Hard money loans are frequently used for acquisitions, refinances, fix-and-flip projects, rehabilitation investments, and ground-up construction, with approvals focused primarily on the property’s value rather than traditional income or credit qualifications.
Most loans are structured around the equity in the subject property, often allowing up to 70% loan-to-value (LTV) for purchases and approximately 65% for cash-out refinancing, depending on the asset type and market conditions.
