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We never get an up-front fee. Most of our mortgage programs are equity based. Our asset-based hard-money programs are almost always interest only payments. If you have the equity you have the mortgage. (Note: Please don’t contact us looking for a: Bullshit Equity Mortgage! That means that you are buying a piece of real estate for $10,000, BUT, it’s really worth 300K, and you would like to borrow 50% of what the property is really worth! The value of the property is what you paid for it, unless you purchased the property more than 5 years ago!)
We are predominately a Private Party Lender! We are fast, and we do not put the note on any credit bureau. I can’t promise that we will lend you money, but I will promise not to waste your time! If you are a US citizen, are not in bankruptcy, do not have tax liens against you, and have enough equity in your real estate: I don’t care if you’re the Town Drunk, or if you’re going to jail in the morning. We will give you a hard money mortgage!
|Focus ?||Hard Money (Direct Lender)|
|Lending Area||Massachusetts, New Hampshire, Connecticut|
|Collateral ?||Commercial, Construction, Land, Multifamily, Residential|
|Loan Amount||$50,000 - $5,000,000|
|Max Loan to Value ?||65%|
|Orgination Points ?||N/A|
|Minimum Fico Score||No Min Requirement|
|Zero Down Loans||No|
|Max Loan Term||12 Months|
|Contact Phone||781 233 4850|