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  • Your Shortlist of Lenders

  • The shortlist holds lenders you want to apply to. You can submit one application to your entire list. Select the lenders you are interested in by checking the box next to their names and clicking "save to shortlist" at the top or bottom of the page.

    Lenders in California

    Lender order is generated randomly at 12:00 a.m. PST nightly

    • With Selected:
    • Community West Bank

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Commercial California Multifamily, Office, Other N/A N/A 90% N/A N/A
    • Adams Financial Services

      We won't waste your valuable time shuffling through cumbersome rate sheets and complex matrices. Adams Financial Services, Inc. will respond quickly to fund or place any hard money or conventional loan that makes sense, anywhere in the nation.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Land, Multifamily, Residential, Other 12.00% N/A 50% N/A 345k - 1.3M
    • Mager Capital

      We make 1st and 2nd position loans on commercial & residential properties in California

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Land, Multifamily, Residential 8.50% - 18.00% 2.0 - 6.0 70% N/A 100k - 100.0M
    • Christiansen Capital

      We are a TRUE DIRECT Lender lending up to 65% LTV on 1st TDs & 60% CLTV on 2nd TDs. No appraisal is needed for our 1st TDs and our loans close in an average of 7-10 days!

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Multifamily, Residential, Other 8.99% - 13.00% 2.0 - 5.0 65% N/A 50k - 10.0M
    • Redwood Mortgage

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Multifamily, Residential, Other N/A N/A 70% N/A 100k - 10.0M
    • Oro Financial of California

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Land, Residential, Other 6.00% - 13.00% 3.0 - 9.0 65% N/A 5k - 5.0M
    • PB Financial Group

      PB Financial Group Corporation is a direct California Hard Money / Private Money Lender on Residential and Commercial Properties that provides fast, flexible, asset-based lending for borrowers, corporations, and estates that do not meet the stringent requirements of conventional underwriting guidelines. As a direct lender, we make quick lending decisions and are able to streamline the loan process which provides a quick turnaround time on making a decision and solving your financing needs Program Highlights: - 1st/2nd Loans - Stated Loans - 4-6 hr approvals - 5-10 days funding

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Office, Industrial, Land, Retail, Multifamily, Residential, Other 7.99% - 12.50% 2.0 - 4.0 75% 65% 35k - 5.0M
    • Sterling Pacific Financial

      Sterling Pacific Financial is your local source for Hard Money. Fast Funding, Competitive Pricing!

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Land, Multifamily, Residential 11.50% - 14.00% 3.0 - 8.0 65% N/A 50k - 2.5M
    • Red Tower Capital Inc

      Private loans on all collateral types, particularly in the San Francisco Bay Area and Northern California. Competitive, high LTV programs for "good deals". Quick decisions. We lend our own funds (from mortgage pools we manage) and don't broker loans to individual investors or other private lenders.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Office, Industrial, Land, Retail, Multifamily, Residential, Hospitality, Other 9.00% - 15.00% 2.0 - 6.0 90% 90% 50k - 5.0M
    • 1st California Hard Money

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Land, Residential 9.00% - 12.00% 4.0 - 6.0 65% N/A 50k - 5.0M
    • HanoverMC

      This is what we love: Rehab projects in Southern CA - Up to 80% of the purchase price, as long as we are at or below 65% ARV (after repair value). TERMS: • 12% interest only • 2.5 points (min $2,500) + $995 Underwriting Fee • Quick Closings • No Pre-Payment Penalty • Hold-Back on Loans of $100,000 or less; Fund Control on loans over $100,000. (Hold-Back/Fund Control Fee Applicable.) This is what makes us different: • In-house Underwriting & Local Appraisers. • Flexibility in both property and borrower’s credit. • We believe that your success is our success! Thank you.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Office, Land, Retail, Multifamily, Residential 8.00% - 14.00% 2.5 - 3.5 65% 80% 35k - 2.0M
    • Union Commercial Loans

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California, Hawaii, Nevada Commercial, Land, Residential, Other 10.00% - 15.00% N/A 70% N/A 20k - 3.0M
    • Red Tower Funding

      Flexible underwriting guidelines. Strong focus on Northern California.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial,Construction,Land,Multifamily,Residential,Other,All 9.00% - 15.00% 2.0 - 5.0 70% N/A 50k - 3.0M
    • Source Capital Funding

      Direct lender, DRE#01796521, NMLS#237332. All loans 9.99-10.99%, 3-4 Points. Up to 65% LTV.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money Arizona, California Commercial, Multifamily, Residential 9.99% - 10.90% 3.0 - 4.0 65% N/A 25k - 2.0M
    • Capital Benefit Inc

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Multifamily, Residential 10.00% - 15.00% 3.0 - 6.0 55% N/A 50k - 2.0M
    • With Selected: