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  • Your Shortlist of Lenders

  • The shortlist holds lenders you want to apply to. You can submit one application to your entire list. Select the lenders you are interested in by checking the box next to their names and clicking "save to shortlist" at the top or bottom of the page.

    Lenders in California

    Lender order is generated randomly at 12:00 a.m. PST nightly

    • With Selected:
    • California Hard Money Direct

      Now offering loans Nationwide! Purchasing a property to rent or flip? If you have 30% - 40% down payment we will lend you the rest. Refinancing a rental property you own free & clear or have a very small 1st? Want cash fast? We will lend you the money & pre-approve you in 5 minutes. Call 800-571-0887 ext 3. We are Direct lenders & can fund your loan in a matter of days. Extremely low rates and extended office hours. Monday - Friday from 7am to 7pm. Try us once and you will know why 70% of our business is repeat and referral.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Retail, Multifamily, Residential 8.50% - 12.00% 2.0 - 4.0 70% 70% 50k - 5.0M
    • Private Money Bankers

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Land, Residential, Other N/A N/A 70% N/A N/A
    • Baltimore FInancial

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California N/A N/A N/A N/A N/A N/A
    • Zinc Financial

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money Arizona, California, Nevada Commercial, Residential, Other N/A N/A 65% N/A 50k - 400k
    • Prime Equity Mortgage

      Prime Equity Mortgage is a mortgage brokering firm that has business partnerships with a variety of mortgage banks, finance lenders, credit unions, and private capital to meet the demands of clients seeking to finance real estate, real estate projects, or businesses.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Office, Industrial, Land, Retail, Multifamily, Residential, Hospitality, Other 8.00% - 12.00% 1.5 - 8.0 80% 80% 100k - 10.0M
    • Sterling Pacific Financial

      Sterling Pacific Financial is your local source for Hard Money. Fast Funding, Competitive Pricing!

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Land, Multifamily, Residential 11.50% - 14.00% 3.0 - 8.0 65% N/A 50k - 2.5M
    • HanoverMC

      This is what we love: Rehab projects in Southern CA - Up to 80% of the purchase price, as long as we are at or below 65% ARV (after repair value). TERMS: • 12% interest only • 2.5 points (min $2,500) + $995 Underwriting Fee • Quick Closings • No Pre-Payment Penalty • Hold-Back on Loans of $100,000 or less; Fund Control on loans over $100,000. (Hold-Back/Fund Control Fee Applicable.) This is what makes us different: • In-house Underwriting & Local Appraisers. • Flexibility in both property and borrower’s credit. • We believe that your success is our success! Thank you.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Office, Land, Retail, Multifamily, Residential 8.00% - 14.00% 2.5 - 3.5 65% 80% 35k - 2.0M
    • Socotra Capital

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Land, Multifamily, Residential, Other 9.00% - 16.00% 2.0 - 6.0 65% N/A 30 - 2
    • EH National Bank

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Commercial California Industrial, Multifamily, Retail, Office N/A N/A 75% N/A 250k - 4.0M
    • Better Loans & Realty

      FUNDS in 5 - 7 days! Rates start at 8.5% - points start at 2. Appraisal waived with low LTV. Our hard money loans are quick and easy to process. We have a superb reputation and our clients love us!...Call for a LIVE PERSON or visit us at: http://www.betterloansandrealty.com/

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Land, Multifamily, Residential 8.50% - 12.00% 2.0 - 4.0 60% N/A 50k - 20.0M
    • Capital Benefit Inc

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Multifamily, Residential 10.00% - 15.00% 3.0 - 6.0 55% N/A 50k - 2.0M
    • A.S.K Investments

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California All N/A N/A 65% N/A N/A
    • TM Commercial Funding

      We offer a common sense approach to our underwriting. Call us today for short term bridge money on any commercial or non owner occupied residential real estate. No upfront fees, can fund in 2-3 weeks.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming Office, Industrial, Land, Retail, Multifamily, Residential, Hospitality, Other 12.00% - 13.00% 6.0 - 10.0 65% 10% 25k - 1.0M
    • CalComm Capital Inc

      We take pride in helping borrowers that do not qualify for conventional mortgages for various reason by arranging short term loans with private investors.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Office, Industrial, Land, Retail, Multifamily, Residential, Hospitality, Other 8.99% - 12.50% 2.0 - 4.0 65% 65% 100k - 2.0M
    • Grand Pacific Financing Corp

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Commercial, Hard Money California, Nevada Retail, Mixed Use, Office, Multifamily, Residential, Other N/A N/A N/A 85% 500k - 5.0M
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