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  • The shortlist holds lenders you want to apply to. You can submit one application to your entire list. Select the lenders you are interested in by checking the box next to their names and clicking "save to shortlist" at the top or bottom of the page.

    Lenders in California

    Lender order is generated randomly at 12:00 a.m. PST nightly

    • With Selected:
    • TM Commercial Funding

      We offer a common sense approach to our underwriting. Call us today for short term bridge money on any commercial or non owner occupied residential real estate. No upfront fees, can fund in 2-3 weeks.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming Office, Industrial, Land, Retail, Multifamily, Residential, Hospitality, Other 12.00% - 13.00% 6.0 - 10.0 65% 10% 25k - 1.0M
    • Grand Pacific Financing Corp

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Commercial, Hard Money California, Nevada Retail, Mixed Use, Office, Multifamily, Residential, Other N/A N/A N/A 85% 500k - 5.0M
    • Superior Home Loans

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Multifamily, Residential, Other 9.99% - 14.00% N/A 65% N/A 50k - 1.0M
    • Federal Home Loans

      Direct Lender. If you've got the equity, we've got the loan! 35 Years in business. • Bank Turn Downs • No Income Verification • All Credit Scores Are Considered • Equity Driven Underwriting • 7-10 days Funding

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Office, Industrial, Land, Retail, Multifamily, Residential, Other 8.75% - 11.75% 2.0 - 5.0 70% 65% 60k - 1.5M
    • Mission Federal Credit Union

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Commercial California Multifamily, Industrial, Retail, Office N/A N/A 75% N/A 300k - 3.0M
    • SC Financial Service

      Our goal at SC Financial is to apply our broad knowledge and capabilities to all channels of the Lending, Wealth Management and Tax Accounting industries. Facilitating Hard Money Loans throughout California, we provide investors, brokers and realtors with the expertise required to succeed in today?s complicated marketplace.

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California, Hawaii Commercial, Construction, Multifamily, Residential, Other 9.00% - 13.90% 2.0 - 10.0 70% N/A 25k - 2.5M
    • DFI Funding

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Land, Residential 10.50% - 12.50% 2.0 - 5.0 75% N/A 250k - 3.5M
    • Avant Capital Partners

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money New York, Connecticut, Florida, California, Texas N/A N/A N/A N/A N/A N/A
    • Oro Financial of California

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Land, Residential, Other 6.00% - 13.00% 3.0 - 9.0 65% N/A 5k - 5.0M
    • Capital Benefit Inc

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Multifamily, Residential 10.00% - 15.00% 3.0 - 6.0 55% N/A 50k - 2.0M
    • Fidelity Mortgage Lenders

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Commercial, Hard Money California All N/A N/A 60% N/A 50k - 10.0M
    • American Hard Money Lenders

      Talk is Cheap! We DO What We SAY! --- SFR Owner Occupied & Non-Owner (3 points ONLY - Refi + Purchase) --- What is Hard Money? ...Go to our website for the answer!

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Land, Multifamily, Residential 10.90% - 11.90% 3.0 - 6.0 65% N/A 50k - 10.0M
    • Christiansen Capital

      We are a TRUE DIRECT Lender lending up to 65% LTV on 1st TDs & 60% CLTV on 2nd TDs. No appraisal is needed for our 1st TDs and our loans close in an average of 7-10 days!

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Multifamily, Residential, Other 8.99% - 13.00% 2.0 - 5.0 65% N/A 50k - 10.0M
    • Scottway Capital

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Commercial, Construction, Residential N/A N/A 65% N/A N/A
    • Equity Coalition

      Contact: Russell Roesner, 415 680 3454 * www.equitycoalition.com * rroesner@equitycoalition.com We lend our own money from a fund and trust deed investors NATIONWIDE PROGRAM: 7.5%, 2 points, 3 year fixed option Large Loans: $2MM to $20MM, 8.95%, 3 points REHAB HIGH LTV: 85% of cost for purchase and rehab EQUITY LINES: $1.5MM to $10MM, 7.9%, 3 points 2nds!: 10%, 4 points, 12-60 months LOW INTEREST RATES AVAILABLE 5+ Units at 6%!

      Focus Lending area Collateral Rates Points LTV LTC Amounts
      Hard Money California Office, Industrial, Land, Retail, Multifamily, Residential, Hospitality, Other 6.00% - 15.00% 2.0 - 6.0 75% 85% 100k - 25.0M
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